Blog Archives

Bank of England Base Rate Reduction - What About the Savers?

There has been a lot of talk about the big winners when interest rates fall - i.e. borrowers. But what about people who rely on a reasonable amount of interest on their deposit accounts - the savers? Falling interest rates are a nightmare for savers, and with the Bank of England (BOE) dropping rates further, what options do you have if you are a saver? National Savings have often been chosen by savers looking for a safe place for their money with a reasonable rate of interest. But even ...
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11 Secrets to Paying Off Credit Card Debts | Money Saving Expert

The current growth of UK debt is £1million every 8 minutes and we all contribute a Stonking £263 million in interest a day. There is currently 27.4million credit cards transactions made a day with a total value of £1.56billion. The total credit card debt in the UK for September 2008 was £55.7 billion and the average adult in the UK has approximately 4 credit cards, store cards and debit cards. It is little wonder that we are all looking for the 'secrets to paying off ...
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Stock Market Holidays

Daily Market Commentary for November 26, 2008 from Millennium-Traders.ComAhead of the Thanksgiving holiday, the trading session and the trading floors on Wall Street remained quiet with low trading volume, which was to be expected. (read more)http://www.millennium-traders.com/news/newscommentary.aspxEconomic data released today:Jobless Claims:U.S. Jobless Claims fell 14K to 529K for week of November 22 compared to survey of a drop by 12K; U.S. Continuing Claims for week of November 15 Week fell ...
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Forex Trading

What is currency trading? How can you get rich and powerful from currency trading? Who can do currency trading? Can you do currency trading from any country of the world? Until six years ago, when the United States Congress passed a law and made it possible for the small investors and average citizen to participate in this currency day trading, only large banks, financial institutions, millionaires and billionaires were doing currency trading. Currency day trading is the best kept 'Secret' of ...
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US Sliding Fast

Figures from Citigroup suggest that US consumers are in a mood to spend up a bit this festive season, which starts tonight, a day after Thanksgiving. But more realistic analysts wonder if this in fact be the worst season in 22 years. Citi reckons the worst year was 2007 when the rise in festive season sales in America's shops was 0.7% from the day after Thanksgiving to the close of trade Christmas Eve. That's only a year ago, and 1.2 million more people are out of work and millions more have ...
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Corporate Bonds Free Interrelated Fact

You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about corporate bonds or any other such as tax exempt municipal bonds, fixed income, stock market prediction or even bond corporate) can be found with ease on the Internet, with great articles like this. The bondholder cannot transfer or sell them to someone else at a market price, which is determined by demand and supply. The ...
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Staying Safe In A High Risk Market

Did you know that 80% of the price movement in a stock or a mutual fund is determined by the overall market conditions and by the company's sector? This is the reason we use the top-down approach in managing your money. We look at the market conditions and at how the sector is performing before selecting individual names. The average investor, however, spends most of their resources analyzing company risk instead of market and sector risk. Where do you stand at the end of the third quarter ...
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Fixed rate bond rates increase to fund mortgage deals

Savers are beginning to enjoy better rewards again after banks and building societies continue to offer more competitive deals in order to raise money to fund new mortgages and clear previous wholesale borrowing before the financial crisis.Figures from the financial information firm Moneyfacts have shown that interest rates paid on fixed rate bonds have seen more than a 50% increase since March, despite the Bank of England base rate remaining unchanged at its lowest ever recorded level of ...
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Quad Biking in the Scottish Winter Wonderland!

Last year my wife and I went Quad Biking and became addicted to the sport.  At the time we were lucky enough to be given some Quad biking gift vouchers and we used them to book ourselves in.  When we did the trek it was in Winter in the snow, Well!  That was simply amazing!  The extra feature of quad biking in  the snow was really exhilerating  but also extremely  entertaining and instructive.  ...
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Surety Bonds Hint

You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about surety bonds or any other such as buying muni bonds, savingsbonds, savings bond rates or even saving bonds) can be found with ease on the Internet, with great articles like this. You should consider investing in bonds for both income and stability. In any given year equity markets could appreciate in value by 30 to 40 ...
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Finding Undervalued Stocks 3

In "The Intelligent Investor", Benjamin Graham describes a formula he used to value stocks. He eschewed the more esoteric calculations and kept his formula pretty simple. In his words: "Our study of the various methods has led us to suggest a foreshortened and quite simple formula for the valuation of growth stocks, which is intended to produce figures fairly close to those resulting from the more refined mathematical calculations." The formula as described by Graham, is as follows: Value = ...
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