Blog Archives
Why The U.S. Fed's 0.50% Rate Cut Won't Save The U.S. Markets
"Deficit spending is simply a scheme for the confiscation of wealth. Gold stands in the way of this insidious process. It stands as a protector of property rights" - Alan Greenspan, 1966, more than 20 years before he served as Chairman of the U.S. Federal Reserve from 1987-2006. Obviously, Alan Greenspan's feelings regarding deficit spending experienced a 180ยบ reversal once he became the U.S. Federal Reserve Chairman. However, one only need to understand the truth in that comment to understand ...Read the rest of this entry »
Self-Liquidating Loans - Fact or Fiction?
FICTION! There is no such thing as a self-liquidating "LOAN." If
you walk into a bank and ask for a self liquidating loan,
they'll look at you as though you were nuts!
You may see ads promising -
- Self-Liquidating "LOANS!" - Investment Capital Overnight! -
Your "LOAN" has been Approved! - BORROW Money And Never Pay
Back! - etc.
A self-liquidating "LOAN" is fiction. You will never get a loan
that you will never have to pay back from anybody. You need to
be very careful when you are presented ...Read the rest of this entry »
Six Critical Risks in Financial Instruments
A good working definition of financial risk can be found on http://www.investopedia.com: "...the chance that an investment's actual return will be different than expected. This includes the possibility of losing some or all of the original investment. It is usually measured using the historical returns or average returns for a specific investment."
With that definition as a starting point, let's look at the key components of financial risk. It's important to take all of them into account when ...Read the rest of this entry »
Does Your Life Include a RIPE Plan?--Planning Tips for
Does Your Life Include a RIPE Plan?'Planning Tips for
Retirement, Investing, Protection, and Estate Planning ' Part 2
(Investing) by: Janet L. Hall
After reviewing your retirement plan, or lack of one, you might
have had a huge eye opener to the type of life you might have to
endure after retirement. Did it become apparent that you HAVE to
change your lifestyle NOW so you can enjoy your future? Did it
become apparent that you better start learning about investing
and start investing NOW?
TIP: ...Read the rest of this entry »
Term Life Insurance | Bond With the Safest
Today because the prices of almost all the necessities are soaring up high it has become rather difficult to maintain an ever improving life style. Without a good income people are suffering and trying to struggle harder for a comfortable life style. Each individual would love to give his/her family and children all the possible luxuries now at present and even in the future. An average household spends much on children's education, marriage, purchase of house, medical expenses and the like ...Read the rest of this entry »
How to Buy a Surety Bond
A surety bond is a contract between at least three parties. The principal is the party that will be performing the contractual obligation, the oblige is the recipient of the obligation, and the surety is the one who ensures that the principal's obligation is met. Through this agreement, the surety agrees to uphold, for the benefit of the oblige, the contractual promises -obligations- made by the principal if the principal fails to uphold its promises to the oblige. The contract is formed to ...Read the rest of this entry »
Different Types of Mutual Funds
This is a guide to the different types of mutual funds. When it
comes to investing in mutual funds, investors have literally
thousands of choices.
Before you invest in any given fund, decide whether the
investment strategy and risks of the fund are a good fit for
you. The first step to successful investing is figuring out your
financial goals and risk tolerance - either on your own or with
the help of a financial professional. Once you know what you're
saving for, when you'll need the money, ...Read the rest of this entry »
Insurance versus assurance
The world of finance is extremely complicated and there are many
factors to consider when choosing any financial protection
product.
When looking for a policy you need to know what you are looking
for and what is on offer in order that you get the right cover
for your needs.
One thing that many people find confusing is the specific use of
the term 'insurance' and the use of 'assurance'. What are the
differences between them?
In general, the term insurance refers to providing cover for ...Read the rest of this entry »
Best Small Investment Ever!
Why is it that the older and richer people become, the more
conservative they are with their money? Have you ever done or
know someone who has made an investment that promised a 10%
interest or profit per month? Everyone wants to make above
average profits. It is amazing how many people will send their
very hard earned money across the world to Nigeria or to Boca
Rattan, Florida on the promise of a telephone acquaintance to
make them much richer. People give their money to complete
strangers in ...Read the rest of this entry »
Asset and liability basics
Knowledge of accounts can make life much easy. If you are to
invest in a new business or joining your forefather's business,
planning to take some loan, looking for job in any marketing
company, desire to be the manager of a multinational company or
have the onus to manage your own assets and liabilities, knowing
some basics of accounts becomes mandatory.
Broadly, accounting is bifurcated into two categories-
Cash Bases Accounting
Accrual Accounting
The Cash Based accounting pertains to the ...Read the rest of this entry »
Investment Property Part 2 of 2
html> Untitled Document
Investment Property Part 2 of 2: What You Need to Know Before
You Buy
Welcome to the second portion of a two-part series on investment
property. In the first installment, "How Not to Become a
Slumlord", we discussed a little of what it takes to own
and operate a property as well as some of the do's and don'ts of
the property management trade. In this second segment, we will
be discussing some pre-investment principles that will help you
maximize your ...Read the rest of this entry »
Home Based Business Opportunity
Do you have a home based business opportunity or program?
Are you doing any affiliate program?
What type of home based business opportunity are you doing?
Are you a shining success in the home business opportunity that
you're doing?
Are you making enough money to feel financially secured?
Most people rush into a home based business opportunity for
various reasons.
Some people are tired of working in jobs and desire a home based
business opportunity as away to escape from the 9-5 job rat ...Read the rest of this entry »
How Commodity Trading Differs from Stock Trading
There are major differences between trading stocks and trading
futures. While stories of fortunes made or lost overnight on the
futures markets are largely untrue, the futures trader, if using
a sound trading system, can usually make more money on the
futures market and make it much faster. However, if that trading
system is not sound the trader can have greater losses.
This is because futures contracts are highly leveraged. Margins
(the deposit required) on futures contracts are much less ...Read the rest of this entry »
Motorcycles and Motorists
Motorcycles and motorists - these two elements cannot exist
without the other. Motorcycles are pampered by motorists.
Motorists get their satisfaction when their motorcycles are at
their prime and performing efficiently.
'It's 'touch time' with my bike'. This statement is casual to
motorists. This means routine maintenance tasks. They inspect
like the most meticulous inspector. They look for traces of
leaks, defects, malfunctions and other dangerous signs and
repair them instantly. Second, they ...Read the rest of this entry »
Stock Market Retirement Investment Plan
You have permission to this article either electronically or in
print as long as the author bylines are included, with a live
link and the article is not changed in any way. Please provide a
courtesy e-mail to charles@thestockopolyplan.com telling where
the article was published. (Word Count 501)
Stock Market Retirement Investment Plan
For a successful retirement investment plan to work in the stock
market, some 'reasonably sure' assumptions would have to be
made:
The retirement investment ...Read the rest of this entry »
Is Our Money Safe? - Part II
The return on the bank's equity (ROE) is the net income divided
by its average equity. The return on the bank's assets (ROA) is
its net income divided by its average assets. The (tier 1 or
total) capital divided by the bank's risk weighted assets ' a
measure of the bank's capital adequacy. Most banks follow the
provisions of the Basel Accord as set by the Basel Committee of
Bank Supervision (also known as the G10). This could be
misleading because the Accord is ill equipped to deal with ...Read the rest of this entry »
Survival Guide for Saver's in the Low Interest Rate Era
Since the credit crunch interest rates have been cut across the board and while that is good news for borrowers, savers are posed with the problem of how to secure a good rate of interest for their hard earned savings. Many will just leave it in the bank where it is and accept what they get, but if you are smart you will shop around to find the best deals available. If you are smarter still you will seek new ways of getting the best returns. This article aims to give you some imaginative ideas ...Read the rest of this entry »
Bad credit record and property investment
When I first moved up to Johannesburg and my career was just
starting to flourish many years ago, I heard of and spoke to a
number of people in a relatively short period of time with above
average salaries who had lost everything and had to start over
at a somewhat more mature age. I thought they were just stupid
and never gave much thought to it, because it would never happen
to me. Well, as Forest Gump says "It" happens.
What if the banks won't give me a home loan due to a bad ...Read the rest of this entry »
Market Failures And Business Cycles (Part 1)
The following is the most comprehensive ever explanation to the
most mysterious phenomenon of Capitalism - the Business Cycles.
In order to ensure that the article can be read by any well
educated reader, I have minimized the economics jargon and have
added a short and simple introduction to the structure of the
economy. Each and every one of us would be interested to know as
to why we cannot have a paradise on earth. Why is it that we are
often besieged by such painful downslides of economic ...Read the rest of this entry »
LARRY, MOE AND CURLEY INVESTMENT BROKERS
LARRY, MOE AND CURLEY
by Al Thomas
Larry, Moe and Curley were sitting in their favorite restaurant
just off Wall Street having their usual 3 martini lunch and were
discussing the day's events and their client portfolios.
Larry:'I had 12 calls this morning from customers wanting to
know why the market was going down'. Moe: What did you tell
them?' Curley: 'Yeah, what', taking another gulp of his
libation. Larry: 'You know, the usual. This is a normal
correction and not to worry. I am ...Read the rest of this entry »
The 2005-2006 Breakeven Interest Rate
The 2005-2006 Breakeven Interest Rate By William Cate
In 1952, you could buy 100 postcards and mail them for one
dollar. Today, you can buy 4 postcards. In 1952, you could buy
20 candy bars for one dollar. Today, you can buy one candy bar.
In 1912, you could buy a steak dinner in a good restaurant for
two bits. Today, you'd spend twenty-five dollars for the same
dinner. This ratio over time is true for all goods and services.
The reduced buying power of your dollar is caused by inflation.
How ...Read the rest of this entry »
How do I use a stockbroker to buy stocks and bonds
Because markets are efficient it is hard to impossible pick stocks to get ahead of indexes over long term. Luckily you have better choices. Here are two strategies for higher consistent returns and less risk. These are also opportunities for index beating returns. And high absolute returns which can reach 30% and above if you use margin and have or gain experience. Get Best Penny Stock Pick Program to help you to make profit! You can have high absolute returns with a lot of stability by buying ...Read the rest of this entry »
How Futures Contracts Give You Powerful Trading Advantages
There is a great deal of misunderstanding in the general
populace about futures trading. Those who know about futures
trading are in an excellent position to reap tremendous returns,
while those who are under misleading information miss out on
this opportunity.
Granted, futures trading is not for everyone. But, it would be
of great benefit for anyone to learn more about this investment
vehicle than to dismiss it offhand.
If you wanted to invest in a commodity there are several ways
you can do ...Read the rest of this entry »
Top Diversified Bond Funds
Featuring top performing 'Diversified Bond" fixed-income mutual funds, because they protect investors by diversifying across sectors. This approach ensures that any negative fluctuation in a sector only has a slight overall effect on the fund ' and its investors, since various sectors of the bond market react differently to changes in the economy and interest rates.These funds thus pursue total return as well as income by investing in a variety of bonds, including corporate, U.S. government, ...Read the rest of this entry »
Palladium Market Movement Begs the Question - is it Time to Sell?
Palladium, like many other precious metals, has been enjoying excellent growth in value since the financial crisis as savvy professional investors moved out of stocks and bonds, which were taking a swan dive, and into assets such as gold, silver, platinum and of course, palladium. These metals are typically used as a hedge against a weak dollar and inflation, especially in times of adverse economic activity.
As the recession has taken hold, the value of palladium has leapt with double-digit ...Read the rest of this entry »
Tax Exempt Bonds Free Interrelated Tip
As you search for tax exempt bonds related information or other information about real time quotes or i bonds information, take your time to view the below article. It will provide you with a really refreshing insight into the tax exempt bonds information that you need. After going through it you will also be better informed about information in some way related to tax exempt bonds, such as best fixed income investments or even municpal bond prices. In general, corporations have to offer higher ...Read the rest of this entry »
Type of Bank Savings
In our lives we are all going to need some sort of bank savings account. There are quite a number of options on bank savings accounts to choose one from. Visiting local banks within your neighborhood will also enrich your options. Every one of us simply does not know when we might need the money. Some people might save up their money for years and never touch it for an unpredicted event which means that they need an instant access to cash money. An individual should realize that not all bank ...Read the rest of this entry »
-
-
-
Archive
- September, 2009
- October, 2009
- November, 2009
- December, 2009
- January, 2010
- February, 2010
- March, 2010
- April, 2010
- May, 2010
- June, 2010
- July, 2010
- August, 2010
- September, 2010
- October, 2010
- November, 2010
- December, 2010
- January, 2011
- February, 2011
- March, 2011
- April, 2011
- May, 2011
- June, 2011
- July, 2011
- August, 2011
- September, 2011
- October, 2011
- November, 2011
- December, 2011
- January, 2012
- February, 2012